You can’t predict when car accidents will happen. We all worry that we may end up in a collision someday due to reckless drivers, close calls, and roadway hazards.
Regrettably, many people in North Carolina have been in car accidents. In truth, car accidents occur daily in North Carolina. Moreover, victims of these accidents usually suffer very extensive injuries. The fatality rate of these accidents is also gruesomely high.
The victims of these accidents are often left careening. They may also suffer from trauma given how fast these accidents happen. Victims could be in shock because of the accident’s impact. Still, days or weeks could pass before the discovery of some critical injuries.
You may be having a trying time figuring out how you’ll meet your expenses or those of a loved one who’s been involved in a car accident. These expenses may range from medical bills to car repairs. This more so applies if you are taking time off due to injuries from the accident.
During such times, your wisest choice is to reach out to a Davidson, NC personal injury attorney. Harman Law offers free consultation services to all its clients. Our expert car accident lawyers will hear you out. Thereafter, we will offer you counsel and guidance on how to go about your claim.
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When Should I Get a Lawyer for my Auto Accident?
It’s not always necessary to get an attorney for every car accident case. You’re allowed to handle your claim independently and even represent yourself in court. Many people do so. Nonetheless, just because it’s often done doesn’t mean it’s the right course of action.
The important thing to remember is that insurance companies usually have an expert legal team whose work involves finding loopholes in the policies and minimize the amount paid out to clients requesting compensation. These lawyers don’t shy away from using aggressive means to ensure the company they represent keeps as much money as possible.
Working with a car accident lawyer in Davidson, NC, will help even out the playing field. Your attorney will aggressively protect your rights and fight for your best interests. They will also hold the insurance company to the expectations outlined in their policy, and stand up against the aggressive attorneys.
In some cases, however, seeking legal services may not be necessary. Certain kinds of claims can easily be handled by the victims on their own. For example, if you got into a crash that was only a fender bender with no injuries, you probably don’t need to hire a lawyer.
However, if the accident resulted in severe or serious injuries and property damage, you shouldn’t hesitate to contact an experienced lawyer. The insurance claims process in North Carolina can be very complicated, and big insurance companies typically use unscrupulous means to limit the amount of money that victims can recover.
How Much Can I Expect to Receive for My Damages?
If you or a loved one suffered serious injuries in a car crash, it’s easy for the bills to skyrocket. Nonetheless, since another entity is responsible for the accident, it’s their insurance company that should be responsible for paying for your damages. Furthermore, it can be difficult to calculate other damages aside from medical bills, which are straightforward to determine. Damages such as pain and suffering are hard to quantify, while others like lost wages are hard to determine.
A Davidson car accident lawyer can help you calculate your damages accurately, and in full. We’ll also give you details about the things that go into calculating the total value of your case.
What Type of Damages Can I Recover For A Car Accident?
After a car accident you can pursue compensation for:
Economic damages are a major aspect of all car accident cases in the country. They encompass all out of pocket expenses that the victim incurs following an accident, which include hospital stays, medical bills, rehabilitation, treatments, and medication. They also include any lost wages from any time spent away from work.
Economic damages also include any form of property damage that results from the crash, along with any other future lost incomes that result from the injuries suffered in the accident.
Non-economic damages include emotional trauma caused by any physical disfigurement or disability caused by injuries sustained in the accident. Based on North Carolina laws, there’s no cap on the amount of non-economic damages that a person can collect from a car accident claim.
These are separate damages awarded alongside other damages and are meant to punish a defendant further for severely wrongful or intentionally vile acts and to deter the defendant and the public from committing similar acts in the future. The only purpose of punitive damages is to serve as extra punishment, meaning they won’t always be awarded.
Common Car Accident Injuries in North Carolina
Injuries commonly seen by car accidents include:
- Head Injuries
- Internal Injuries
- Brain Injuries
- Facial Disfigurement
- Spinal Cord Injuries
- Neck Injuries
- Leg and Knee Injuries
- Back Injuries
What If The Driver Who Hit Me Doesn’t Have Insurance?
According to North Carolina laws, all drivers need to carry Uninsured Motorist Coverage. This requirement helps to protect victims in cases where the driver at fault doesn’t have insurance. The Uninsured Motorist (UM) coverage offers compensation in situations where the driver who’s at fault for the accidents lacks insurance coverage.
There is also Underinsured Motorist (UIM) coverage that covers situations where the insurance coverage isn’t enough to cover all damages. It specifically offers protection for the gap in coverage. In some accidents, the damages might exceed the driver’s policy coverage, and you can turn to your own insurance cover for a UIM claim.
The Davidson Car accident lawyers at Harman Law have the experience to handle such claims and can keep the ball rolling on your case even in situations where the insurance company is reluctant to process UM and UIM claims.
How Long do I Have to File a Claim?
The statute of limitations in North Carolina gives you 3 years from the date of the accident to file a claim. However, don’t forget that you need to report your claim to your insurance company much sooner than that. Essentially, you need to report the claim to your insurance provider immediately after the accident.
Also, keep in mind that the statute of limitations doesn’t apply to accidents where a public agency of the government is at fault. The time allowed when it comes to filing such claims and the process itself is typically much shorter.
Reach Out To An Expert Davidson Car Accident Lawyer
It is your right to reach out to an attorney in case you or your loved one has suffered injuries from a car accident. At Harman Law, our professional lawyers will carefully go over your claim. Our team will then conclude whether or not you have a case. Feel free to ask us any questions. Our Davidson NC car accident lawyers will address any concerns that you may have.
Contact our Davidson injury firm today to make an appointment for a free consultation. One of our lawyers at Harman Law will consult on your case. Remember, you’ll pay us no dime until we win your case.