What You Need to Know If Your Uber Driver Gets In an Accident?

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Being a passenger in an Uber that got in an accident is similar to being a passenger in a private car. The first thing you should do is call the police and seek medical help. You don’t have to be injured to get medical help; remember that you are in shock and that it would be better if the doctor checks you. If you are not injured, perhaps your driver and others involved in the UBER accident need medical help. 

If you can, take photos or videos of the scene (cars, place). Also, you should get your driver’s name and info, other involved parties (names, contact info, insurance info), and contact of any witnesses. 

If you file a claim and there are some problems such as denial from the insurance company, this information will help you prove your case. Calling your attorney would be a smart move as well. 

Uber’s insurance policy

Uber will probably pay you a refund for your trip if you tell them about the accident. You can write a comment, a feedback report, or inform the company through the “Help” option. Once they get your feedback, an insurance agent will contact you to get the details.

If you come out of the accident without any injuries, the process will not be complicated. But if you were injured, you should be aware of the Uber insurance system. Their driver must have their own insurance policy (if they don’t, they can’t drive for Uber). 

When the driver activates the app and is expecting a passenger to request a ride, he or she is covered for up to $50,000 in liability damage. From the time a passenger requests a ride, and until they reach the destination, the insurance policy raises to $1,000,000, and that also extends to you as a passenger.

A cartoon of a phone GPS and a car picking up a client.

What should you do after an Uber crash?

All Uber drivers must submit to background checks, and if any of them show patterns of unsafe behavior will no longer be able to drive for Uber.

However, even the safest driver can end up in an accident. 

It is important to know what to do if you are in an Uber accident and how to get paid for any injuries or other damages you got in that accident.  

Uber exists since 2009. When it comes to liability and financial responsibility for Uber accidents, insurance policy protocols, and legislation are still not so secure. Since their beginning, these companies fell under the radar, because they are not precisely a common taxi-service. They would do their best to avoid most for-hire laws and regulations.

Legislation about accident liability for peer-to-peer transportation services is still developing and will go through many changes as legislators smooth out the rules in the next years. 

Uber has insurance coverage for injured passengers in Uber accidents. The insurance is secondary to the Uber driver’s personal insurance. If another driver caused the accident, then their insurance will likely cover the damages. 

If you were injured in an Uber accident, you should get fair compensation for your injuries. Since this case can be more complex than any other car accident, you should get legal help from a car accident attorney who has worked on Uber accident cases. 

Filing a claim

If an accident occurs while you travel in an Uber vehicle, you will get compensation for your injuries. If another driver was liable for the accident, you could file a claim with their insurance company. If the crash happened because of your Uber driver, you would be able to seek compensation from your driver or from Uber.

It is not important who was at fault for the accident. You, as a passenger, are protected even if your driver caused the accident.  

By filing a claim, you will get a payment for your injuries, medical expenses, hospitalization fees, surgery, and physical therapy expenses. Also, the claim will cover your lost wages (this includes past and future lost wages). The claim will cover the damage of any personal item that was damaged in the accident. 

If you were injured while traveling with an Uber and feel lost in the process and don’t know where to start and how to file a claim, it is time to seek help from a skilled car accident lawyer.

We have worked on similar cases, and we know how important it is for the victim to get the claim.

Call our office today and let us help you get your claim. 

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