Ride-hailing apps like Uber and Lyft have become increasingly popular as they enable people to travel more conveniently and quickly. When you hail a ridesharing platform, you hope to arrive at your destination safely and that you will not be involved in an accident or sustain injuries while on your trip with the rideshare service. If you sustain injuries in a rideshare accident, contact one of our experienced and skilled Kannapolis Uber accident lawyers at Harman Law.
Unfortunately, ridesharing accidents can happen at any time. The fact that ride-hailing apps are becoming more popular and more drivers are choosing to work for these companies means that ridesharing accidents will keep increasing. It is a good idea to know about the increasing risk that ridesharing services and know about your rights in case you are ever involved in a rideshare accident. To get in touch with our Kannapolis car accident lawyers, call us at (708) 766-8729 or use the contact form found on our website.
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Uber and Lyft Accident Statistics
Using ride-sharing apps is still a new concept. Some people are reluctant to use ridesharing platforms as they are not sure about the safety of these platforms. Uber has tried to quell these fears by sharing some ridesharing accidents from 2017 and 2018. The company’s Safety report released in November 2019 contained descriptive statistics about Uber accidents in the US between 2017 and 2018. Lyft, on the other hand, has not yet released a safety report containing the number of Lyft accidents.
Uber made a comparison of its internal reports of accidents generated by drivers, riders, or insurance companies, and the national Fatality Analysis Reporting System (FARS), a database that tracks the most severe traffic crashes in the US that result in the loss of human life. The report showed that in 2017 and 2018, there were 107 fatalities caused by Uber-related accidents.
If you or your loved one is involved in an Uber or Lyft accident, it is a good idea to hire an experienced rideshare accident lawyer immediately. At the Harman Law Firm, we have a team of lawyers experienced in helping those involved in Uber and Lyft accidents.
Our lawyers will fight for your rights and help you get the compensation you deserve after being involved in an Uber or Lyft accident. We offer free, no-obligation consultation. So, contact us whenever you need an Uber and Lyft accident lawyer.
What Types of Uber and Lyft Accidents are The Most Common?
It is very important to know about the most common types of Uber and Lyft accidents as they will help you ensure the safety of both passengers and drivers. The most common Uber and Lyft accidents include:
T- Bone Accidents
T-Bone accidents often happen when a rideshare driver makes illegal U-turns while attempting to get to a passenger. There are rideshare drivers who make unexpected U-turns and these can prove to be risky as they do not allow time for a fast-moving vehicle to prevent an accident from happening.
Rear-end collisions happen when a car strikes the back of another car. This type of rideshare accident mostly happens when a driver stops unexpectedly and can happen when a driver drives in an unfamiliar area. In most cases, the rideshare driver is at fault for causing a rear-end collision.
Sideswipe collisions happen when the sides of two vehicles traveling in the same direction or opposite directions make contact. These collisions are more likely to occur when a vehicle is parked or driving next to a rideshare vehicle. This is because of the many distractions that those who drive rideshare vehicles have including scanning the sidewalks to get a passenger or looking at their phone to accept a new passenger.
Who Is At-Fault for An Uber Accident?
Under Kannapolis, North Carolina, law a victim of an Uber accident can receive compensation from the party at-fault for the accident. Some of the parties that can be found liable in an Uber accident include:
- The Uber Driver
- Uber Passengers
- Vehicle Manufacturers
- Truck Drivers
- Drivers of other vehicles on the road
- Government Agencies
- Transit companies
- Employers of negligent parties and more
How Do Uber Accident Cases Differ from Regular Car Accident Cases?
Uber accident cases and regular car accident cases are similar in many ways but what makes them different is their insurance coverage. A typical driver has about 15,000 dollars in insurance while Uber insures its drivers for 1 million dollars. Moreover, Uber usually takes care of those motorists or drivers who don’t have insurance.
When a rideshare accident occurs and the Uber or Lyft driver is not at-fault for the accident, Uber or Lyft will provide underinsured/uninsured cover that will protect the driver, passenger, or both the driver and passenger. On the other hand, if the Uber driver is at fault, Uber and Lyft offer liability insurance to protect both the passenger and the driver of any other vehicle involved in the ridesharing accident.
Knowing who is at fault for a ridesharing accident is not easy. That is why it is good to look for a reputable Uber accident lawyer after a ridesharing accident. A personal injury lawyer in Kannapolis will know how to determine who is at fault for the Uber accident. At the Harman Law Firm, we help victims of ridesharing accidents receive the compensation they deserve by determining who is at fault for the accident.
Does Uber Have a 1 Million Dollar Insurance Policy for Accidents?
Uber has a 1-million-dollar insurance policy for accidents. However, a 5-part insurance plan covers the company and its passengers. The coverage is often applied depending on the activity of the Uber driver at the time of the accident. The 5 parts of Uber’s insurance plan are:
This is where the driver isn’t logged into the ride-hailing app. In such cases, the rideshare company doesn’t provide insurance coverage.
No Passenger but Available:
This is where the Uber driver is logged onto the ride-hailing app but did not carry any passengers when the ridesharing accident occurred. The liability coverage for in such cases is up to 50,000 dollars for each individual who sustains injuries in the accident. The total liability for every accident is usually 100,000 dollars. Besides, Uber offers 25,000 dollars in property damage liability.
Not Carrying a Passenger and Available:
This is where the Uber driver has received a customer’s request and is on his or her way to pick up the passenger. In a situation like this, third-party liability coverage is often up to 1 million dollars.
Carrying a Passenger and Available:
This is where an accident occurs when the driver is carrying a passenger. In a situation like this, third-party liability coverage is up to 1 million dollars.
Uninsured/ Underinsured Coverage:
This coverage applies to cases where a driver without insurance is responsible for the accident. Uber has a 1 million dollar uninsured/ underinsured motorist policy for such a situation.
However, you should remember that 1 million dollars is not a guaranteed payout but the maximum amount of coverage. Even though you have the right to be compensated for your injuries, the insurance provider of the rideshare company will try as much as possible to reduce the amount they pay you or deny your claim. Because of this, it is a good idea to look for an experienced and skilled Uber attorney to ensure you receive the compensation you deserve.
What Kinds of Compensation Can I Seek for Injuries in an Uber Accident?
While all Uber accident cases are not the same, our lawyers at the Harman Law Firm can help you get the compensation you deserve based on the different kinds of damages. Here are the kinds of compensation you can seek for injuries after being involved in an Uber accident:
Economic damages are financial in nature and can be calculated fairly easily. This includes:
- All the medical expenses including past, current and future medical expenses
- Loss of Wages
- Vehicle or Property Damage
- Reduced earning capacity
- Physical therapy expenses/ home care costs
Non-economic damages are not defined in strictly monetary terms, they are calculated based on the pain and suffering of the victim after the accident. These damages include the following:
- Emotional Trauma
- Pain and suffering
- Reduced quality of life
- Loss of Consortium and more
If your loved one has been killed in a rideshare accident, you have the right to receive compensation in a wrongful death suit. In such situations, the compensation will cover funeral and burial costs, lost income, emotional damages, medical expenses, and so on.
Should I Accept A Settlement Offer?
Don’t accept a settlement offer immediately after being involved in a rideshare accident. This is because insurance adjusters usually try to reduce the value of your claim by offering a quick settlement offer. If you accept the settlement, it may be difficult to receive additional compensation. You should only accept compensation that will cover all your losses and expenses.
Is There A Time Limit Within Which You Must File an Uber Accident Claim?
Yes. In North Carolina, you have to file an Uber accident Claim 3 years from the date when the Uber accident happened. If you don’t file an Uber accident claim within the 3-year statute of limitations, the court may never hear your case and you may never receive compensation.
Schedule a Free Consultation With a Kannapolis Uber Accident Lawyer
If you are involved in an Uber accident, contact The Harman Law Firm so that one of our experienced and skilled lawyers can fight for your rights and help you get the compensation you are entitled to. You can reach us at (704) 766-8729 or fill the contact form.
If you choose The Harman Law Firm, a reputable lawyer will review your case and give you a rough idea of how much your claim is worth. Our Kannapolis personal injury firm knows how to deal with insurance providers and we will deal with the company on your behalf. Our lawyers will try as much as they can to help you get the compensation you deserve.